November, 2009

Happy Thanksgiving and Update on Kid’s Wages Post

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November 25th, 2009

Some of my fondest memories as a child was going to my grandparent’s house for Thanksgiving.  My mother was the oldest of 12 kids and many times we would have 30 to 40 people at the house.  The best thing was my grandmother’s pumpkin and apple pie.  I know if she was still alive and […]

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Paying 4 Kids Equals $8,300 of Tax Savings

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November 23rd, 2009

While growing  up on the farm with my brother and sister, we worked in spring and fall planting plus doing the summer harvest.  Most of the time, my parents never did pay a wage to either my brother or I, however, they did purchase a car for us and put us through college.  This means that […]

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Will the Dairy Price Incease Save the Farmers in Time

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November 19th, 2009

The National Agricultural Bankers Conference is meeting in San Antonio, Texas this week.  Marcia Zarley from DTN/The Progressive Farmer has a good overview of what the bankers are talking about.  Farmers who are in the dairy and pork industry are really feeling the pinch of low milk and pork prices right now.  Many of the […]

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Fourteen Years to Pay Estate Taxes

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November 18th, 2009

For 2009, a taxpayer can leave an estate of $3,500,000 tax free to his/her heirs.  They can also leave an unlimited amount to their spouse.  With proper planning, this means that most farm families will be able to shelter $7,000,000 or more in farmland values from the estate tax.  A benefit that the IRS provides […]

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Farmland Values Hold Steady, But Credit Conditions are Deteriorating

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November 17th, 2009

After two years of steep increases, it appears that farmland values are either flattening out or starting to drop, according to the Federal Reserve Bank of Kansas City. For example, Nebraska farmland values fell in the third quarter compared to a the third quarter of 2008 by about 5%.  The regional change was slightly lower […]

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Comments, Comments, Comments

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November 10th, 2009

Important Message to Readers In the last few days, it has become apparent that I was not setting up the comments section for my postings.  In most cases, this probably means that you were either unable to make a comment or could not find where to comment or it was just too confusing to post […]

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How’s the Local Economy

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November 10th, 2009

I was at a local two hour seminar this morning on how the banking and real estate economies are doing.  Our area here is very much like most of my readers I am presuming.  It is very much agriculturally based and when the boom times in the housing market in 2002-2006 were going on, we […]

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5 + 5 + 5 = Home Run

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November 8th, 2009

Many farmers do a good job of benchmarking their operations to other operations in the same state of region.  By doing this benchmarking, they are able to see where they are either behind or ahead of other farmers.  Some get discouraged trying to get out of the middle range into the top 20%.  Most think […]

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What’s Your Working Capital to Revenue Ratio

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November 7th, 2009

There is a saying in business that a company does not go out of business from a lack of net worth, but from a lack of cash.  An important measure of this “business cash” is to determine your working capital divided by your gross revenues.  The higher this number is, the more “business cash” you […]

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Living With A Wind Turbine in Your Back Yard

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November 6th, 2009

Most of the wind turbines located in the United States are probably located on farm land or near farm land.  DTN – The Progressive Farmer just posted a recent article on “living in the shadow of wind generators”.  This posting had several points regarding putting wind turbines on your land.  Some of the key thoughts […]

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